| ACCOUNT TYPE |
MONTHY SERVICE
CHARGE |
INTEREST |
SPECIAL FEATURES |
HomeTeam
FREE CHECKING |
NO |
NO |
- Unlimited check writing.
- Check Safekeeping required.
- Standard Safety Design checks are free to clients 55 and older.
|
HomeTeam
ADVANTAGE CHECKING |
$8.00
(if minimum daily balance falls below $100.00) |
YES
(if minimum balances of $1000.00 is maintained. Interest paid monthly.) |
- 1st Order of standard Safety Design checks free.
- Security/Travel Advantages.
- Option of Statement Check Imaging or Check Safekeeping.
|
HomeTeam
ADVANTAGE PLUS CHECKING |
$6.00 |
YES
(no minimum balance required. Interest paid monthly.) |
- Free Personalized Checks
- No Fee for Cashier's checks, Money Orders or Traveler's Checks
- Increased Security Advantages
- Identity Theft Insurance
- Extra Travel Advantages
- Free Bill Pay
- Safety Deposit Box Discount
- Option of Statement Check Imaging or Check Safekeeping
|
HomeTeam
SAVINGS |
$2.00
(if minimum daily balance falls below $200.00 - (waived for minors under age 18).) |
YES
(Interest paid monthly.) |
During any calendar month or statement cycle, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer ortelephone order or instruction or by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.
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Excessive Transaction: $10 per items over 6
|
HomeTeam
MONEY MARKET
(minimum opening deposit
of $500.00)
|
$9.00
(if minimum daily balance falls below $500.00) |
YES
(Interest on tiered balances. Interest paid monthly.) |
- Tiered Interest Rates
- During any calendar month or statement cycle, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer ortelephone order or instruction or by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.
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Excessive Transaction: $10 per items over 6
|
HomeTeam
HEALTH SAVINGS
($25.00 account opening fee)
|
$2.25
(if minimum daily balance falls below $3,00.00) |
YES
(Interest on tiered balances. Interest paid monthly.) |
- HSA contributions are tax deductible
- HSA earnings are tax deferred
- If used for qualified medical expenses, assets are never taxed
- Debit Card Access/Check writing capabilities
|
HomeTeam
CERTIFICATE OF DEPOSITS & INDIVIDUAL RETIREMENT ACCOUNTS
|
NO |
YES |
- A variety of competitive rates with flexible terms.
- Contact your Customer Service Professional for additional information, and for current rates and terms.
|
